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Last Updated: Oct 15, 2026

No. of Questions: 132 Questions & Answers with Testing Engine

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Insurance Licensing InsNV_Health02 Exam Overview:

Certification Vendor:Nevada Division of Insurance / Pearson VUE
Exam Name:Nevada Accident and Health Insurance Producer Examination
Exam Number:NV_Health02
Certificate Validity Period:License validity varies according to Nevada insurance licensing requirements
Related Certifications:Nevada Insurance Producer License
Exam Duration:180 minutes
Real Exam Qty:150
Available Languages:English
Exam Format:Multiple Choice
Passing Score:70%
Exam Price:$50 USD
Recommended Training:Nevada Approved Insurance Pre-Licensing Education Providers
Exam Registration:Pearson VUE Nevada Insurance Licensing Exam Registration
Nevada Division of Insurance Licensing
Sample Questions: DOWNLOAD DEMO
Exam Way:Computer-based testing at approved Pearson VUE test centers or approved remote testing options when available.
Pre Condition:Applicants must meet Nevada insurance licensing requirements, complete required pre-licensing education, and pass the applicable examination before applying for a license.
Official Syllabus URL:https://doi.nv.gov/Consumers/Licensing/

Insurance Licensing InsNV_Health02 Exam Syllabus Topics:

SectionObjectives
Topic 1: Accident and Health Insurance Fundamentals- Medical Expense Insurance
  • 1. Major medical plans
    • 2. Hospital, surgical, and physician expense coverage
      - Disability Income Insurance
      • 1. Elimination periods and benefit periods
        • 2. Disability definitions and benefits
          - Types of Health Insurance Policies
          • 1. Managed care plans
            • 2. Group health insurance
              • 3. Individual health insurance
                Topic 2: Government Health Insurance Programs- Medicaid and Other Programs
                • 1. Medicaid eligibility and coverage
                  - Medicare
                  • 1. Medicare parts and eligibility
                    • 2. Medicare supplement insurance
                      Topic 3: Insurance Basics- Risk Management and Insurance Concepts
                      • 1. Insurance principles and contract characteristics
                        • 2. Types of risk and methods of handling risk
                          - Insurance Contracts
                          • 1. Policy provisions, riders, and exclusions
                            • 2. Contract elements
                              Topic 4: Producer Duties and Ethics- Sales Practices
                              • 1. Advertising and marketing rules
                                • 2. Unfair trade practices
                                  - Ethical Responsibilities
                                  • 1. Fiduciary responsibilities
                                    • 2. Consumer protection requirements
                                      Topic 5: General Insurance Regulation- Nevada Insurance Department and Regulatory Authority
                                      • 1. Commissioner of Insurance powers and duties
                                        • 2. Insurance laws, rules, and regulations
                                          - Licensing Requirements and Responsibilities
                                          • 1. Producer licensing requirements
                                            • 2. Continuing education and license maintenance
                                              Topic 6: Health Insurance Policy Provisions- Mandatory and Optional Provisions
                                              • 1. Policy requirements and clauses
                                                • 2. Renewability provisions
                                                  - Claims and Benefits
                                                  • 1. Claim procedures
                                                    • 2. Benefit determination and payment

                                                      InsNV_Health02 Exam FAQ and Buying Guide

                                                      Insurance Licensing recommends these training resources for the Insurance Licensing NV Accident and Health exam:

                                                      Follow the training with steady self-testing — the 132 practice questions from Exam4Docs help you apply theory and fill any gaps the training leaves.

                                                      The Insurance Licensing NV Accident and Health exam contains 150 to complete within 180 minutes. Timed simulation in the Exam4Docs Desktop Test Engine teaches that rhythm before exam day does.

                                                      The official Insurance Licensing NV Accident and Health outline defines 6 domains. The leading three are Health Insurance Policy Provisions, Government Health Insurance Programs, and Insurance Basics. The full list is in the topics section above, and Exam4Docs's 132 practice questions cover each one.

                                                      The InsNV_Health02 exam is a Insurance Licensing certification exam validating the Insurance Licensing NV Accident and Health syllabus shown above. It belongs to these credential paths: Nevada Insurance Producer License. Earning the credential in 2026 can strengthen a career, and Exam4Docs prepares candidates with 132 practice questions in PDF, Desktop Test Engine, and Online Test Engine formats.

                                                      Computer-based testing at approved Pearson VUE test centers or approved remote testing options when available. Register for the Insurance Licensing NV Accident and Health exam through these official channels:

                                                      After booking, Exam4Docs delivers your practice questions within 1 minute — preparation starts the same day.

                                                      The Insurance Licensing NV Accident and Health exam requires 70% to pass, and registration costs $50 USD. A failed attempt means paying the same fee again — a readiness check with the Exam4Docs engines before booking is the cheaper option.

                                                      Three versions of the same study materials: a printable, expert-prepared PDF with free demo download and instant access; a Desktop Test Engine for Windows that simulates the real exam with two practice modes and works offline; and an Online Test Engine for any browser on Windows, Mac, Android, and iOS with test history and performance review. Download the demo first, experience the materials, and choose the format you like best — all 132 practice questions are identical across versions. Every purchase includes 365 days of free updates, a 50% renewal discount afterward, and unlimited computer installations.

                                                      Exam4Docs issues a full refund if you take the Insurance Licensing NV Accident and Health exam within 60 days of purchase and do not pass. The policy does not apply if the exam is taken within 3 days of purchase, if the exam was never actually taken, or to free materials or expired orders, and the candidate name must match the payer name. Submit a scan of your enrollment slip and the official Score Report PDF within 2 days of the exam; claims are processed within 7 days. Alternatively, exchange for two free exam products of equal value and keep your original update service. Orders arrive by email within 1 minute — contact support if nothing arrives within 2 hours.

                                                      Applicants must meet Nevada insurance licensing requirements, complete required pre-licensing education, and pass the applicable examination before applying for a license. Since requirements change over time, confirm the latest on the official Insurance Licensing exam page before scheduling.

                                                      Insurance Licensing NV Accident and Health Sample Questions:

                                                      Question #1

                                                      Under an Accidental Death and Dismemberment policy, in which of the following circumstances will an autopsy NOT be performed?

                                                      • A. When the cause of death was an illness
                                                      • B. When the cause of death was an accident
                                                      • C. When it is prohibited by law
                                                      • D. When the beneficiary refuses to give consent
                                                      Reveal Solution  Discussion  0

                                                      Correct Answer: C  🗳️

                                                      Explanation: Only visible for Exam4Docs members. You can sign-up / login (it's free).

                                                      Question #2

                                                      Which person is the measuring life whose survival determines the timing and duration of annuity payments?

                                                      • A. Producer
                                                      • B. Beneficiary
                                                      • C. Annuitant
                                                      • D. Policyowner
                                                      Reveal Solution  Discussion  0

                                                      Correct Answer: C  🗳️

                                                      Explanation: Only visible for Exam4Docs members. You can sign-up / login (it's free).

                                                      Question #3

                                                      An insurer shall not issue an individual long-term care insurance contract in Nevada unless the insurer has received from the applicant:

                                                      • A. a written designation of at least one person, in addition to the applicant, who must receive notice of any lapse or termination of coverage under the policy for nonpayment of premium
                                                      • B. a designation by at least one person, in addition to the applicant, to accept liability for services provided to the applicant
                                                      • C. a notarized waiver dated and signed by the applicant stating that the applicant has chosen not to designate another person to receive notice of any lapse or termination of coverage for nonpayment of premium
                                                      • D. a written designation by the applicant to pay premium for long-term care insurance through either a payroll or pension deduction plan
                                                      Reveal Solution  Discussion  0

                                                      Correct Answer: A  🗳️

                                                      Explanation: Only visible for Exam4Docs members. You can sign-up / login (it's free).

                                                      Question #4

                                                      Under a Disability policy, the Elimination period is:

                                                      • A. predetermined by the insurance company
                                                      • B. the same as a Probationary period
                                                      • C. similar to a deductible but expressed in terms of time rather than dollars
                                                      • D. usually longer for accidents than for sickness
                                                      Reveal Solution  Discussion  0

                                                      Correct Answer: C  🗳️

                                                      Explanation: Only visible for Exam4Docs members. You can sign-up / login (it's free).

                                                      Question #5

                                                      Under Nevada law, the definition of " insurer " includes:

                                                      • A. a security dealer
                                                      • B. a syndicate
                                                      • C. an indemnitor
                                                      • D. a financial planner
                                                      Reveal Solution  Discussion  0

                                                      Correct Answer: C  🗳️

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