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Updated: Aug 26, 2026
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Insurance Licensing InsNV_Health02 Exam Overview:
| Certification Vendor: | Nevada Division of Insurance |
|---|---|
| Exam Name: | NV Accident and Health Insurance Examination |
| Exam Number: | InsNV_Health02 |
| Related Certifications: | NV Life, Accident & Health Insurance NV Property Insurance NV Life Insurance NV Casualty Insurance |
| Available Languages: | English |
| Certificate Validity Period: | Valid per Nevada insurance license renewal requirements |
| Passing Score: | 70% |
| Exam Price: | $37 USD |
| Exam Duration: | 135 minutes |
| Real Exam Qty: | 98 (88 scored + 10 pre-test) |
| Exam Format: | Multiple Choice |
| Recommended Training: | Pearson VUE Nevada Insurance Candidate Handbook |
| Exam Registration: | Pearson VUE Nevada Insurance Registration |
| Sample Questions: | Insurance Licensing InsNV_Health02 Sample Questions |
| Exam Way: | In-person at Pearson VUE testing centers; delivered as computer-based exam |
| Pre Condition: | No mandatory pre-licensing education required in Nevada; candidates must be fingerprinted and pass background check upon license application. |
| Official Syllabus URL: | https://www.pearsonvue.com/nv/insurance/ |
Insurance Licensing InsNV_Health02 Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| Nevada Statutes, Rules and Regulations | ~32% | - Nevada Health-Specific Regulations
|
| Accident and Health — General Knowledge | ~68% | - Social Insurance / Government Plans
|
Insurance Licensing NV Accident and Health Sample Questions:
Question 1
A long-term-care policy commonly becomes eligible to pay benefits when the insured is certified as chronically ill because the insured:
A. Has reached age 65
B. Has missed one premium payment
C. Is unemployed for 30 days
D. Cannot perform at least two activities of daily living without substantial assistance
Question 2
Which of the following characteristics is typical of group insurance?
A. Each employee receives an individual contract.
B. All full-time employees are eligible for coverage.
C. Medical examinations are required.
D. Employees may automatically enroll for coverage at any time.
Question 3
A consumer wishes to purchase an insurance policy that covers pre-existing illnesses. The consumer contacted the producer who informed the consumer:
A. there are no out-of-pocket fees for persons with pre-existing conditions
B. there are some health insurance plans that cover pre-existing conditions with a surcharge
C. the consumer ' s pre-existing condition will not stop the consumer from enrolling in a Qualified Health Plan (QHP) on the Exchange
D. there are no plans that cover pre-existing conditions
Question 4
An individual health insurance policy contains a Change of Occupation provision. If the insured experiences a loss in a more hazardous occupation than when the policy was issued, the insurance company may:
A. adjust benefits to the amount the premium provides for the new occupation
B. increase the deductible to adjust for the occupational difference
C. increase the waiting period to adjust for the occupational difference
D. deny any claim on the basis of misrepresentation
Question 5
Under an Accidental Death and Dismemberment policy, in which of the following circumstances will an autopsy NOT be performed?
A. When the cause of death was an illness
B. When the cause of death was an accident
C. When it is prohibited by law
D. When the beneficiary refuses to give consent
Solutions:
| Question 1 Answer: D | Question 2 Answer: B | Question 3 Answer: C | Question 4 Answer: A | Question 5 Answer: C |
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