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Updated: Sep 08, 2025
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Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:
1. Accidental death covers death from
A) self-inflicted wounds.
B) infections.
C) terminal illness.
D) drowning.
2. Which one of the following types of benefits is often excluded from coverage under an HMO plan?
A) In-patient surgeries.
B) Out-of-area emergency services.
C) Physical examinations.
D) Adult routine eye examinations.
3. Under Medicare Hospital Insurance Part A, there are no medical benefits provided for treatment in a skilled nursing facility beyond
A) 100 days.
B) 30 days.
C) 60 days.
D) 180 days.
4. In conjunction with an Oklahoma insurance producer or adjuster license renewal, which one of the following is a continuing education requirement?
A) 24 hours every 2 years.
B) 26 hours every 3 years.
C) 12 hours annually.
D) 18 hours every 2 years.
5. An insured with a major medical policy has a per cause deductible of $100. Over the course of the year, the insured visits the doctor's office three times for injuries. Excluding the premium, what is the MINIMUM amount the insured MUST pay for the year if each visit costs $200?
A) $200
B) $100
C) $500
D) $300
Solutions:
| Question # 1 Answer: D | Question # 2 Answer: D | Question # 3 Answer: A | Question # 4 Answer: A | Question # 5 Answer: D |
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