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Ohio Department of Insurance OH-Life-Agent-Series-11-44 Exam Syllabus Topics:

Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 Sample Questions:

1. Which activity does NOT require an Insurance agent's license?

A) soliciting
B) selling
C) negotiating
D) underwriting

2. What type of insurance is the cheapest option to pay off a 30-year mortgage balance?

A) Variable life insurance.
B) Level term insurance.
C) Increasing term insurance.
D) Decreasing term insurance.

3. The PRIMARY reason for purchasing life Insurance Is to provide

A) retirement Income.
B) safety of principal.
C) death benefits.
D) college tuition.

4. It is unlawful for a person to provide an advertisement which

A) uses a policy title to inaccurately describe a coverage.
B) points out coverage advantages of a policy.
C) uses a testimonial.
D) refers to the insurer's financial rating.

5. The period after an annuity Is purchased but before distributions begin Is referred to as the

A) endowment phase.
B) build-up phase.
C) annuity phase.
D) accumulation phase.

Solutions: